David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

When a bank suddenly locks your money, it does not feel like a technical glitch, it feels like the floor dropping out from ...

N3XT Bank, operating under a Wyoming charter, aims to provide programmable U.S. dollar payments around the clock without ...

It may sound unlikely, but yes, a bank can close your account without your authorization. In fact, a bank can close your account at any time for any reason, even without any prior warning. How often ...

Most people still rely on banks for most of their financial needs: In fact, 96 percent of the country has at least one bank or credit union account. (And if you use a bank to deposit your salary and ...

Bank statement loans are a type of non-qualified (non-QM) mortgage, which may make it easier for self-employed borrowers to buy a home. Lenders can use previous bank statements to vet potential ...

If you deposit more than $10,000 in your bank account, the bank needs to report the transaction to the government. You may be asked to provide additional documentation as to where the deposit came ...